Peter Jones presented in Frankfurt last week to an august audience of senior German payments experts, at the PaySys breakfast event, on his perspectives on the future for cards. Is the cards model dead? Can it evolve to respond to the challenges of instant payments and the ubiquitous, low cost, credit transfer? What are some of the issues associated with the credit transfer that the cards market has already addressed?
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The latest ING International Survey indicates Europeans are wary of new technology in banking, despite a high demand.
New technology, such as facial and voice recognition, is giving more options than ever before, but despite these advances, acceptance is far from complete with 65% of Europeans having never used fingerprint or voice recognition to log into their banks’ app.