Peter Jones presented in Frankfurt last week to an august audience of senior German payments experts, at the PaySys breakfast event, on his perspectives on the future for cards. Is the cards model dead? Can it evolve to respond to the challenges of instant payments and the ubiquitous, low cost, credit transfer? What are some of the issues associated with the credit transfer that the cards market has already addressed?
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Ingenico Group has launched a AI payment-enabled chatbot that reduces the steps consumers have to take in order to complete purchases. The chatbot incorporates Ingenico’s secure payment API, enabling customers to purchase products and services within a messaging app’s chat function, bringing an end-to-end customer experience to the chat platform and enhancing conversion rates for merchants.