Traditional bank owned acquirers are under substantial pressure as the technology driven gateway acquirers attack their merchant enterprise and SMB portfolios.


Many traditional acquirers are seeking to realign their business, integrate fragmented front-end platforms and improve their end-to-end service. PSE is one of the foremost and market leading acquiring specialist consultancies in the EU. We have conducted hundreds of acquiring assignments for major banks, financial institutions, and gateway providers over the past 30 years. Clients have included all the largest EU acquirers, increasingly self-acquiring merchants, infrastructure providers and gateways around the world. We typically deliver business case driven assignments ranging from growth strategies, vertical sector/ISV expansion, enterprise and SME targeting, cross border new market entry through to fast onboarding and back-office automation. Our outcomes focused approach enables our clients to increase revenues, reduce costs, and improve efficiency.

Case Study

PayFac offering services to micro and small businesses



A leading acquirer in LAC was looking to extend their card proposition to micro merchants by establishing a PayFac.

  • Data Gathering 
  • Market examples of PayFacs operating in South America and other markets. Local acquirer/competitor offerings 
  • Acquiring best practice covering commercial, operations and acquirer risk management 
  • Workshops to explain material and answer questions 
  • Development of final proposition covering commercial rate ranges, MVP and high-level implementation plan 

Activity helped as input to their future PayFac model and help build their proposition. It helped the different stakeholder to understand the key drivers/challenges in their part of the acquiring business e.g. Risk, chargebacks, sales, card scheme compliance etc.


Case Study 2



To support a global payments company in developing its European eCommerce SMB and SaaS partner go-to-market plan and partnership model​. 



Following a detailed set of data gathering interviews with key stakeholders, PSE created content for and subsequently facilitated, a series of workshops over several months. These workshops included target partner definition, assessment of the strategic changes to the UK partner landscape, competitor analysis, persona creation, proposition development, MVP and roadmap development and product/capability gap analysis. All of the above allowed key work packages to be identified and a high-level implementation plan agreedThe project was supported by a detailed TAM (Target Addressable Market) and revenue pool financial modelling. 



The project supported a successful eCommerce product launch and set out a set of practical ongoing actions to maximise the partner opportunities.  

What our clients say

SME in all payment related space with in depth knowledge
PSE Consulting are experts who really understand payments. They get under the skin of issues and provide consultancy that is more relevant and specific to the brief that many other consultants
Global Acquirer
PSE have strong payments experience both regarding product and the market, that is practical as well as good client mgmt skills. It's not a common combination.
Professionalism during the project delivery and in-depth understanding of the selected topics, alongside with a flexible approach on topics e.g. change of language, timeline or scope of the project
Really took time to listen and understand our business to provide tailored and relevant consulting, it felt very bespoke not reliant on generic approach
Global Acquirer

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