PSE has extensive experience in carrying out due diligence on assets across the payments market. We have worked on many of the largest transactions for both Private Equity and Strategic investors, as well as working on both buy and the sell sides. We tend to focus on Commercial Due Diligence (CDD) but also provide additional support in the areas of contract, financial and technical reviews.
During its CDD processes PSE leverages it experience in delivering insight-led assignments over the past 20+ years to provide an insider’s view of assets from BNPL providers through to acquirers, gateways, ISOs etc.
PSE combined a strong knowledge and experience in the areas highlighted below to provide a rounded view of targets.
In addition to provide support during a sales process we are often called in to provide support in advance of future sales/funding rounds to provide insights on how to position a business towards the investment community. This includes documenting strategic objectives, product roadmaps etc. and how assets can explain their unique, defensible position to parties who may not be familiar with the payments market
We have a number of qualified accountants within our team who have extensive experience in both assessing and creating financial pro forma. We have extensive experience in developing complex cash flow and TAM models across multiple products and markets.
PSE carries out mystery shop reviews through-out the year and has strong relationships across the payments world that it can leverage to get a customers’ perspective on most assets. These provide vital insights into the success of a business in attracting and retaining its customer base.
PSE can assess the strategic positioning of assets as it worked across the payments value chain in developing strategies for most of the key players including those in adjacent industries looking to disrupt the market.
PSE has designed target technical architecture models for players ranging from acquirers to multi-national merchants and can provide insights into the quality of assets’ technical assets and how these may be regarded by customers.
PSE can help identify the business risks and opportunities created by payments regulation from PSD2 to the DMA.
PSE can provide input on how a potential purchaser can add value to a target post purchase either from incremental revenue generation or cost synergies.