The UK embedded payments market has doubled in size since 2024, with SaaS platforms twice as effective at getting their message across to merchants, and merchants equally likely to take an offer.
Embedded finance remains one of the most important change drivers in payment acceptance. PSE has undertaken 500+ interviews with UK SMBs to understand how their use of embedded finance is changing. This builds upon the extensive research undertaken in 2024.
Here are a few early highlights from our analysis:
The UK embedded payments market has DOUBLED in size since 2024: 23% of the UK SMBs we interviewed now take an embedded finance offer from one of their SaaS platforms, up from 11% in 2024
UK SaaS platforms have almost DOUBLED their market reach: 46% of the SMBs we spoke to have been offered an embedded finance service by one of their SaaS platforms, compared to 22% in 2024
UK SMBs are still STRONGLY INTERESTED in embedded finance: 50% of SMBs who participated in our research accepted offers from their SaaS platform, which remains the same as the level of take-up (of 51%) in 2024
We are running an EXCLUSIVE EVENT for the UK SaaS community where we will discuss the results in detail.
The event will be held on 7th May 2026 in Soho (London), and is jointly supported by PSE and Discover Network and Diners Club International.
Spaces are limited to 25, and we are already over half full, so we would encourage you to book ASAP.
If you are a SaaS firm who has already embedded payments into your platform, or you are considering the opportunity to do so, please register for the event by filling in the form below.
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SME in all payment related space with in depth knowledge
Merchant
PSE Consulting are experts who really understand payments. They get under the skin of issues and provide consultancy that is more relevant and specific to the brief that many other consultants
Global Acquirer
PSE have strong payments experience both regarding product and the market, that is practical as well as good client mgmt skills. It's not a common combination.
Issuer
Professionalism during the project delivery and in-depth understanding of the selected topics, alongside with a flexible approach on topics e.g. change of language, timeline or scope of the project
Processor
Really took time to listen and understand our business to provide tailored and relevant consulting, it felt very bespoke not reliant on generic approach
Global Acquirer
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