Europe

ACCEPTANCE & PROCESSING

Praxis Tech has partnered with iGaming merchant Stake to optimise global payment routing and authorisation, targeting higher approval rates and fewer false declines across Europe via its orchestration stack. The deal focuses on scaling acceptance performance in regulated markets relevant to Stake’s EU footprint.

BNPL

Satispay has launched “Satispay Pay in 3” for online and physical shops via its app for purchases over €30. Enabling merchants to accept orders in 3 instalments is anticipated to lift conversion and average ticket without adding card scheme fees.

CROSS-BORDER

TransferMate has partnered with SAP as a non bank provider in SAP Multi Bank Connectivity, giving corporates new options to accept and reconcile cross border receivables within ERP workflows. This partnership eliminates the need for external payment platforms and simplifies operations.

CRYPTOASSETS/BLOCKCHAIN/DLT

Pay3 has rolled out an” Agentic Payments Platform” that lets AI agents autonomously execute stablecoin transactions. This service is now available across the company’s fiat network across 60 countries and 300 different payment methods. If adopted by EU merchants or PSPs, this could add new acceptance rails for on chain checkouts and recurring payments.

Bancomat has announced EUR BANK, a euro denominated stablecoin initiative positioned to address EU payments fragmentation and enable regulated digital transactions that could reach merchant acceptance use cases under MiCAR oversight.

REGULATION (UK)

Bank of England has launched a consultation on regulating sterling denominated systemic stablecoins used for payments, alongside related analytical work on holding limits and potential interactions with a digital pound. Proposals focus on payment system oversight and safeguarding consumer and merchant outcomes at point of acceptance.

FCA has published the Payments Vision Delivery Committee’s strategy for the next generation of UK retail payments infrastructure, which looks to increase acceptance though innovation, competition, and security. This strategy emphasises the importance of inclusive infrastructure that enables new technology while maintaining access to cash and cheques.

Rest of the World

ACCEPTANCE & PROCESSING

Visa and Mastercard are nearing a settlement with U.S. merchants that could modestly cut interchange and give stores more discretion over accepting high fee rewards cards, altering point of sale acceptance dynamics if approved.

SignaPay has expanded its ISO partner program with added benefits and embedded sales tools, aiming to accelerate merchant onboarding and card acceptance growth across the U.S.

REALTIME/INSTANT PAYMENTS

Zimpler has received official Pix authorisation from Brazil’s central bank, expanding account to account acceptance options for merchants using its Pay by Bank rails. This will enable instant payments and settlements via Pix for ecommerce, iGaming, and digital marketplaces.

OPEN BANKING & PSD

MAS and OJK have deepened Singapore–Indonesia cooperation on fintech and digital assets, a move that signals closer alignment on cross border payments and acceptance interoperability across the two markets. Specific initiatives under the renewed MOU include best practices and knowledge sharing, cooperation between the financial industries of both countries, sharing of regulatory sandbox referrals, and the flow of information across borders where fintechs operate.